Deposit Accounts FAQs

The following information is required to open a personal account at Bank 1^st:

• Name
• Address
• Social Security Number
• Date of birth
• Phone number
• Employer / Occupation
• Current Driver’s License or other form of photo ID

You will need to bring in a government issued photo ID.   The ID must be valid, cannot be expired and must have a picture of the individual.

Bank 1^st will accept the following forms of photo identification for identifying purposes:

• Current US Driver’s License
• Current US Passport
• Government Issued ID Card
• Permanent Residence Card (Green Card)
• Resident Alien Card
• State Issued ID Card
• US Military Card

You may also be asked for proof of your social security number or tax ID number, as well as your current address.  If possible, please bring in a piece of mail, such as a recent utility bill, that shows your current address.

Bank 1^st may be required to request another form of identification in addition to the above.  Additional forms of identification for identifying purposes are:

• Birth Certificate
• Employment Authorization Card
• Social Security Card
• Temporary Resident Card
• US VISA

The following information is required to open a business account at Bank 1^st:

Sole Proprietorship

• Legal name of owner
• Address
• Employer Identification Number or Social Security Number
• Date of birth of legal owner
• Phone number
• Employer/occupation of legal owner
• Current driver’s license or other form of ID of legal owner
• Identifying documentation such as:  Sole Proprietorship Resolution or other documentation filed with the county or state

Partnerships

• Name of partnership
• Employer Identification Number
• Physical address of partnership
• Phone number
• Documents to verify existence such as:  Partnership Resolution, documents to verify existence as filed with the Secretary of State, Certificate of Existence, copy of the written Partnership Agreement
• Identifying information for each of the partners (Name, address, SS#, DOB, Phone number, Employer, Occupation, DL (or other photo ID)

Limited Liability Companies (LLC)

• Legal name of LLC
• Employer Identification Number of LLC
• Physical address of LLC
• Phone number
• Documents to verify existence such as:  Limited Liability Company Authorization, Certificate of Organization, copy of the LLC’s Operating Agreement (if applicable)
• Identifying information for each of the account signers (Name, address, SS#, DOB, Phone number, Employer, Occupation, DL (or other photo ID)

Corporations

• Legal name of corporation
• Employer Identification Number of corporation
• Physical address of corporation
• Phone number
• Documents to verify existence such as:  Corporate Authorization Resolution, Articles of Incorporation, Certificate of Existence, Fictitious Name Registration (if applicable)
• Identifying information for each of the account signers (Name, address, SS#, DOB, Phone number, Employer, Occupation, DL (or other photo ID)

Clubs and Civic Organizations

• Name
• Employer Identification Number
• Address
• Phone number
• Documents to verify existence of the club or organization such as:  Organization Resolution, meeting minutes, member roster with phone numbers
• Identifying information for each of the account signers (Name, address, SS#, DOB, Phone number, Employer, Occupation, DL (or other photo ID)

• Personal Checking Account Information
• Personal Saving Accounts Information
• Business/Ag Checking Account Information
• Business/Ag Savings Accounts Information

Bank 1^st is a member of the FDIC (Federal Deposit Insurance Corporation).  The standard insurance amount is $250,000.00 per depositor, per FDIC-insured bank, per ownership category.  For more detailed information, you may ask to speak with one of our Customer Service Representatives or visit www.fdic.gov.

To order checks for the first time, please contact a Customer Service Representative, Teller or Receptionist.

To reorder checks:

• Bring your check reorder form to any Bank 1st location
• Call Bank 1st at 563-422-3883

You must contact the company that is withdrawing the funds to cancel any automatic payments being taken from your account.